Terms & Conditions

1. Acceptance of Terms

By accessing and using the Growth Ledger website (growthledger.co.uk), you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you should not use our website or services.

These terms apply to your use of this website. Any service engagement with Growth Ledger will be governed by a separate client agreement.

2. About Growth Ledger

Growth Ledger is a trading name providing e-commerce accounting, CFO advisory, and strategic finance services.

• Email: support@growthledger.co.uk
• Company number: [To be confirmed upon incorporation]
• Registered address: [To be confirmed upon incorporation]

3. Service Description

This website provides information about Growth Ledger's services, which include e-commerce accounting, bookkeeping, CFO advisory, financial reporting, cashflow forecasting, and strategic finance support.

The specific scope, deliverables, pricing, and terms of any engagement will be detailed in a separate service agreement between Growth Ledger and the client.

4. Professional Disclaimer

5. Intellectual Property

All content, branding, text, graphics, logos, and materials on this website are owned by or licensed to Growth Ledger and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this website without our prior written consent.

Ownership of client deliverables will be subject to the terms of your individual service agreement.

6. Acceptable Use

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, this website by any third party. Specifically, you must not:

• Attempt to gain unauthorised access to the website, its servers, or any connected databases.
• Introduce any malicious software, viruses, or other harmful code.
• Use the website to transmit unsolicited commercial communications.
• Reproduce or redistribute any content from this website without prior written permission.

We reserve the right to restrict or terminate access to the website for any user who breaches these terms.

7. Limitation of Liability

To the fullest extent permitted by the laws of England and Wales:

• Growth Ledger shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or our services.
• Our total liability in connection with any service engagement shall not exceed the total fees paid by you under the relevant service agreement in the 12 months preceding the claim.
• The information on this website is provided “as is” without warranty of any kind, express or implied.

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by the laws of England and Wales.

8. Payment Terms

Payment terms, including billing frequency, accepted methods of payment, and any applicable fees, will be agreed in your individual service agreement. All fees are quoted in GBP (£) unless otherwise specified.

Late payments may incur interest in accordance with the Late Payment of Commercial Debts (Interest) Act 1998.

9. Termination

Either party may terminate a service engagement in accordance with the terms of the relevant service agreement. Growth Ledger reserves the right to suspend or terminate your access to this website at any time if you breach these terms.

10. Governing Law & Jurisdiction

These terms shall be governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction over any dispute arising from or in connection with these terms.

If any provision of these terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

11. Dispute Resolution

In the event of a dispute, both parties should first attempt to resolve it through informal negotiation. Please contact us at support@growthledger.co.uk with details of your concern. If the dispute cannot be resolved within 30 days, either party may refer the matter to the courts of England and Wales.

12. Changes to These Terms

We may update these Terms & Conditions from time to time. Changes will be posted on this page with an updated “last updated” date. Your continued use of the website after any changes constitutes acceptance of the updated terms.

13. Contact

For any questions regarding these terms, please contact us at: support@growthledger.co.uk